Chapter 171: The Clear Wind Brushes the Spirit Tree

Chapter 170: The Clear Wind Brushes the Spirit Tree

Previously, when the Bright Moon Palace was uprooted by that black-clothed Hedonist Dao, it also brought along many of the remaining similar organizations.

Li Fan guessed at that time that these organizations might not have followed suit and appeared only after seeing the Bright Moon Palace’s great Dharma Transition business in full swing.

Rather, these organizations were originally engaged in lending-related businesses.

It was only after seeing the huge profits generated by Mingyue Palace every year that they could not help but imitate it.

If Dao Yuan Zhou had it, Cong Yun Hai should naturally have a similar organization.

If you wanted to get rich, how could you do it without leverage.

Li Fan intended to take the opportunity of the huge fluctuation in the price of Spirit Mist Grass to make a huge profit.

Naturally, he needed the help of these lending organizations.

But whether it was before, or in this world.

Li Fan was unable to find any trace of them after many inquiries.

Obviously this organization was acting very carefully.

So, Li Fan came to He Zheng Hao to make some inquiries.

As expected, He Zhenghao did not let him down.

“Fellow Daoist had better reconsider before going to Qingfeng Hall.”

“That side won’t lend you contribution degrees for nothing. A high interest rate of eighteen percent needs to be paid every year.”

“If you make a profit, it’s fine, this amount of interest can be paid back quickly. If it’s a loss ……”

He Zhenghao’s eyelids jumped straight up, “I’m afraid I’ll have to work for those guys for free for more than ten years.”

Li Fan arched his hand, “I’ll take note of your instructions, fellow Daoist. But please rest assured, my heart is in the right place.”

“I won’t bother, we’ll catch up next time.”

After saying that, Li Fan passed through the teleportation array and returned to Ten Thousand Immortal Island.

He went straight to the Qingfeng Hall.

In the corner of the outermost area of Ten Thousand Immortal Island, he finally found it.

It was unassuming, and couldn’t see any difference from an ordinary small store.

Li Fan inspired a Hidden Shape Talisman and walked in.

A rather scruffy looking old man was sleeping on a recliner behind the merchant cabinet.

A guest came in without opening his eyes.

Still rocking the chair with his eyes closed.

Li Fan took out the dark green jade tablet as He Zheng Hao had instructed.

“Beep beep beep.”

The old man knocked three times on the cabinet.

The dark green jade plate emitted a faint glow and formed a doorway.

Li Fan looked around for a moment, then walked into the door.

The figure disappeared, and the green door shadow followed.

As for the old man, there was no change in posture at all from start to finish.

It seemed that no one had ever come to this Qingfeng Hall at all.

The surroundings were first plunged into darkness, and then lit up again.

Li Fan looked around and realized that he was under a large tree.

And the effect of the Hidden Shape Talisman that had just been activated was actually lifted instantly.

The tree was full of branches and leaves, all of which were like jasper, emitting a glistening luster.

And on that tree, a human face was revealed.

It stared at Li Fan and asked out loud, “Who introduced you, and what is the reason for coming here?”

Li Fan faced the tree face and said aloud, “He Zhenghao, the town guard of Liuli Island, introduced me. Want to borrow something from your Qingfeng Hall.”

Tree Face’s reaction seemed a little slow.

After Li Fan finished speaking, it took a long time before it responded, “Late Foundation Establishment Cultivator, the upper limit is to borrow 30,000 contribution points.”

“Sixteen percent interest for a year, and you can choose your own method of return.”

“Maximum delinquency time, no more than ten years.”

……

Tree Face, sentence by sentence, slowly introduced the business of Qingfeng Hall up for Li Fan.

After finishing, Li Fan said with some dissatisfaction, “How can I borrow a total of 30,000 contribution points, it’s not enough at all.”

“I’m a twenty-nine year old late stage Foundation Establishment with a bright future. Can I get more favorable treatment?”

The tree face tried to make an effort to open its eyes wide and stare carefully at Li Fan.

After observing for a while, it then said, “You can borrow up to forty thousand contribution points.”

Li Fan was a little impatient, “Only 10,000 contribution points? This is too stingy!”

“When I was in the Source Dao Prefecture, I was still in the middle stage of Foundation Establishment cultivation. With the Bright Moon Palace I would have been able to borrow 70,000 to 80,000 contribution points at once!”

“How come you’re so much worse off in Qingfeng Hall!” “Brother Shu, can you make the decision? Otherwise, let’s change the one who can make the decision and we’ll talk again?”

Li Fan said with a big grin, but he did not move and glanced in a certain direction.

The tree branches above his head were windless, and the green light leaves lightly shook, making a rustling sound.

The tree face stared expressionlessly at Li Fan.

Li Fan was also fearless and stared at Tree Face.

After a long time, Tree Face slowly spoke, “Fifty thousand, no more.”

Li Fan looked like he was very sorry, and afterward, he said, “Oh right. What I want to borrow isn’t contribution, it’s Spirit Mist Grass. Can you guys borrow it?” He blinked and stared at the tree face.

The invisible wind seemed to have gotten even bigger.

The branches and leaves shook more and more.

“Can. If you borrow things, you will not be counted on interest, but on the quantity borrowed.” The tree’s face was grim and muffled.

“Returned within the first year, the quantity to be returned is calculated at one hundred and thirty percent of what was borrowed.”

“In the second year, by one hundred and six percent.”

“In the third year, then at two hundred percent.”

“Borrow for a maximum of three years.”

Li Fan was shocked at his words, “So black?”

But looking at Tree Face who had a bad face, he immediately chose to shut up.

The bargaining began again, “If you borrow things, can you lend me more?”

Tree Face didn’t bother with Li Fan.

Seeing this, Li Fan could only stop with regret.

“Then how many Spirit Mist Grasses can I borrow now?” He asked.

“Two thousand seven hundred plants.” Tree Face said in a muffled voice.

Li Fan muttered a few words and didn’t know what he was talking about.

“Good! I’ll borrow it! What formalities do I have to go through?” Li Fan seemed to have made up his mind.

A green leaf, which slowly floated down from the top of his head, landed in front of Li Fan.

Taking it in his hands, a message instantly surfaced in Li Fan’s mind.

It was precisely what Li Fan had just agreed with Tree Face.

“If you agree, just refine this green leaf with your spiritual energy.”

Li Fan nodded his head and then wrapped the green leaf with his spiritual energy.

The green leaf was refined in an instant, and a faintly visible pattern of green leaves appeared on the inside of Li Fan’s left arm with it.

“After the debt is paid, the tree deed will disappear by itself.”

“Wait for a moment, I will send the Spirit Mist Grass you borrowed.”

After Tree Face finished speaking, he disappeared from the tree, going nowhere.

Li Fan, on the other hand, took this opportunity to raise his head and survey the large tree.

Tree Face’s strength gave him a feeling that was somewhat strange.

It was obviously much stronger than a Yuan Ying True Lord, but it was also much weaker than a Transformation Immortal Lord.

Moreover, in this space, there were no traces of formations, and it seemed to be naturally generated.

Li Fan observed left and right with interest.

After a long time, the tree face reappeared.

It opened its mouth and spat out a storage ring.

“The Spirit Mist Grass is all inside.”

“The deal is complete, you can go now.”

“Remember to pay your debt on time, or else ……”

Without waiting for Li Fan to speak, Tree Face expelled him from this space.

Beneath the tree, wisps of green light converged and formed a vague green figure.

“Borrowing so much Spirit Mist Grass? Interesting.”

A clear female voice came from within.

“Can it be that the price of Spirit Mist Grass will still fall?”

“Ah Liu, keep an eye on it lately.”

Tree Face responded in a muffled voice, “Okay, miss.”

“Miss, that guy just now was really annoying.”

The green figure let out a light laugh, “It was pretty annoying.”

“But, which peer is the Bright Moon Palace again? How come I’ve never heard of it?”

(End of chapter)



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